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The mChek platform caters to a wide variety of solutions. The mobile payments product is the primary solution from mChek and caters to the end consumer. The ability to use the mobile phone to make a payment anytime, anywhere struck us as a solution that the consumer is waiting to discover.

The mChek mobile payment solution is unique in the sense that it works across telecom operators, is handset independent, works with all financial instruments (credit/debit/prepaid cards) and is applicable across merchant categories to give the consumer the convenience and enhanced security of mobile payments.

The key scenarios in which mChek is used is as below:

Mobile Recharge and bill payments:
The mChek platform delivers capability of Easy mobile recharge, mobile bill payment and other utility bills like electricity, Satellite TV, Insurance premiums with the use of an SMS.
For a complete list of SMS services click here.
Mobile Mall:
The mChek Mall application can be accessed by the consumer using the mobile Java application or on WAP browser. mChekMall enables consumers to pay their bills, buy movie tickets, buy flight tickets, pay insurance and much more… View Demo.
Money Transfer:
mChek can enable its users to transfer money to any Visa card for domestic or cross-border money transfer. mChek can also be integrated into other money transfer platforms, such as Western Union. In fact, mChek is one of 4 global mobile payment firms (and the only one from India) to be selected by Western Union for its Digital Vendor Program.
Over-the-counter (OTC) payments:
mChek enables a privacy-protected, fraud-free transaction during over-the-counter purchases, without disclosing payment account credentials to the merchant. It directly helps reduce cash-usage. The mChek mobile POS uses the merchant’s existing mobile phone for rapid expansion of the merchant network.

In addition, mChek & AcCels have demonstrated technological capability of Proximity Payments using any mChek enabled mobile and AcCells mID. This requires no upgradation in mobile phone infrastructure and is ready to be tested for business viability. View the Demo.
Retailer ‘kiosk’ services:
mChek services can be deployed for end-user usage on a low-cost kiosk for use by Telco or other retailers, creating greater value and loyalty with retailers.

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