mChek

One Time Password (OTP)

Starting from Feb 1, 2011 all mChek transactions made via Master/Visa credit cards will require an additional One Time Password (OTP). This requirement has been made mandatory by the Reserve Bank of India (RBI). Introduction of OTP is intended to reduce the possibility of fraudulent transactions and would safeguard you, the customer.

This is applicable for mChek transactions on all channels - IVR, or WAP site, or mChek on your SIM card, or mChek Java application.

You will receive OTP via sms from your bank during your mChek transaction. You may also obtain OTP by either calling your bank or sending a SMS to your bank. Please enter the OTP when requested during the IVR transaction. The OTP is valid for only one transaction, and it expires within 2 to 12 hours of issuance (validity duration depends on the bank). The process to obtain OTP for leading banks is described below.

ICICI Bank

How to get One Time Password?

  1. Call Customer Service to register your mobile.
  2. Send an SMS 'IOTP <last 4-digits of ICICI Card Number>' to 5676766 from your registered mobile.
  3. You will receive an SMS with the OTP on the same number.
Learn more

How to get One Time Password?

  1. Call Customer Service to register your mobile.
  2. Send an SMS 'PWD <last 4-digits of HDFC Card Number>' to 9717465555 from your registered mobile.
  3. You will receive an SMS with the OTP on the same number.
Learn more

How to get One Time Password?

  1. Call Customer Service to register your mobile.
  2. Send an SMS 'OTP <last 4-digits of Citibank Card Number>' to 9880752484 from your registered mobile.
  3. You will receive an SMS with the OTP on the same number.
Learn more
State Bank of India

How to get One Time Password?

  1. Log on to www.sbicard.com to register mobile.
  2. Send an SMS 'OTP <last 4-digits of SBI Card Number>' to 5676791 from your registered mobile.
  3. You will receive an SMS with the OTP on the same number.
Learn more
HSBC

How to setup IVR transaction password?

  1. Log on to www.hsbc.co.in and click on the Secure Pay link on the left.
  2. On this page, click 'Register this card' under IVR service channel.
  3. Enter a 6 digit IVR transaction password of your choice and Confirm.
Learn more
 

Copyright © 2012 mChek. All Rights Reserved. Terms and Conditions.